Mortgages

This is the place to be updated on mortgages trends and issues within the market

Wednesday, January 26, 2011

Changes effective March 18, 2011

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CMHC was just in my office updating me on the new rule changes brought down by the Ministry of Finance for March 18, 2011. The main thing to...
Tuesday, January 11, 2011

Variable rates to stay low through 2011

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Variable mortgage rates: The Bank of Canada will hold off on increasing interest rates during the first half of 2011. This means variable mo...
Tuesday, December 7, 2010

No change to prime

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As we thought the Bank of Canada did not do anything to the overnight lending rate. Here's the full article from CTV.ca Bank of Canada G...
Wednesday, November 10, 2010

Homeowners unfazed by long amortizations

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Here's an article I read this morning http://bit.ly/9XevR0 that I can agree with as well as disagree. The level of people taking amortiz...
Friday, October 22, 2010

Collateral mortgages. Yes or No

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In the news recently there's been a lot of talk of how TD is now registering ALL their mortgages as collateral mortgages. Some say this ...
Tuesday, October 5, 2010

Know the penalties:

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Knowing the rules of any game, usually gives you advantage. The same goes for the mortgage game. No one knows the rules better than a full t...
Monday, October 4, 2010

Mortgage Tightening In Works:

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Looks like the Federal Government may be tightening the rules on buying a new home. This comes as our debt in Canada is now averaging 146% o...
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